The previous posts in this series discussed how credit reporting works and why CCLP believes medical debt should not be included on credit reports. However, medical debt impacts several other areas in a person’s life, including household finances, physical and mental...
Charlie Kestler
Charlie Kestler
Articles by Charlie Kestler
Part 2: What is Credit Reporting, and How Does It Harm People with Medical Debt?
Accessing and maintaining good credit is essential to achieving economic mobility. However, a derogatory mark on a credit report can likewise significantly harm one’s life. When an individual struggles to pay off medical debt, the resultant poor credit report can...
Medical Debt and Credit Reporting: A CCLP Deep-Dive, Part 1: Introduction
Low credit scores can wreak havoc on a person’s life. From housing to employment, it can take years for a person’s credit score to recover from a derogatory mark. An account in collections remains on a credit report for seven years, even if the debt has been settled...