May 10, 2016

Recent articles

Bearing bad news on affordable housing, tenants rights

by | May 10, 2016

CCLP has bad news and more bad news to report.

First, the bad news: House Bill 1466, our affordable housing funding bill, survived the Senate State, Veterans and Military Affairs Committee, notorious as “the kill committee,” on a vote of 3-2, but it was quickly killed by the Senate Appropriations Committee by a vote of 4-3 on Monday, May 9. If it had passed, HB 1466 would have dedicated an estimated $30 million in surplus money from the state’s unclaimed property trust fund for rental assistance and financing for construction, acquisition or rehabilitation of rental housing.

This measure garnered bipartisan support in the House and would have provided desperately needed public funds to relieve Colorado’s affordable housing crisis without affecting the state’s budget or taxpayers. We thought it was a creative way to inject funds into the Division of Housing. Colorado’s affordable housing crisis is too big to be solved by the private market through balancing supply and demand. That’s because it is too expensive to build housing that people living under the average median income can afford, unless the cost of developing is subsidized.

Moving forward, we’ll continue to seek solutions to this crisis that’s pushing low-income families out of their neighborhoods, straining family budgets, and causing an increase in homeless families.

Unfortunately, because this year’s budget forecast showed revenues were below the TABOR spending limit, this window of opportunity to draw from the unclaimed property trust fund may not exist next year — unless, ironically, our economy sours and revenues decrease.

Now, the other bad news: Also on May 9 (or “Black Monday”), HB 1461, CCLP’s tenant notification will, was killed by the Senate State, Veterans and Military Affairs Committee, by a vote of 3-2. The bill would have extended the “notice-to quit” period on month-to-month rental arrangements from seven to 28 days — giving tenants a fair chance to transition to other housing.

Due to the scarcity of affordable housing in Colorado, landlords have the upper hand and more are favoring month-to-month rental arrangements to give them flexibility to increase rent or move more affluent tenants into the premises quickly. Colorado has some of the weakest notice provisions in the country, and HB 1461 would have put us among 47 other states that require 28 days of notice or more.

If there’s good news to glean from these disappointing developments, it’s that CCLP has begun educating legislators about the issues that are so critical to the health and well-being of low-income Coloradans. We will continue to work with our partners, policymakers and lawmakers on policy solutions that could ease the painful realities of our affordable-housing crisis in the longer term.

In the meantime, we’d like to express our heartfelt gratitude to those who sponsored and supported these bills through testimony, direct lobbying and other advocacy means.

– Bob Mook

Recent articles

HEALTH:
HEALTH FIRST COLORADO (MEDICAID)

To maintain health and well-being, people of all ages need access to quality health care that improves outcomes and reduces costs for the community. Health First Colorado, the state's Medicaid program, is public health insurance for low-income Coloradans who qualify. The program is funded jointly by a federal-state partnership and is administered by the Colorado Department of Health Care Policy & Financing.

Benefits of the program include behavioral health, dental services, emergency care, family planning services, hospitalization, laboratory services, maternity care, newborn care, outpatient care, prescription drugs, preventive and wellness services, primary care and rehabilitative services.

In tandem with the Affordable Care Act, Colorado expanded Medicaid eligibility in 2013 - providing hundreds of thousands of adults with incomes less than 133% FPL with health insurance for the first time increasing the health and economic well-being of these Coloradans. Most of the money for newly eligible Medicaid clients has been covered by the federal government, which will gradually decrease its contribution to 90% by 2020.

Other populations eligible for Medicaid include children, who qualify with income up to 142% FPL, pregnant women with household income under 195% FPL, and adults with dependent children with household income under 68% FPL.

Some analyses indicate that Colorado's investment in Medicaid will pay off in the long run by reducing spending on programs for the uninsured.

FOOD SECURITY:
SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM (SNAP)

Hunger, though often invisible, affects everyone. It impacts people's physical, mental and emotional health and can be a culprit of obesity, depression, acute and chronic illnesses and other preventable medical conditions. Hunger also hinders education and productivity, not only stunting a child's overall well-being and academic achievement, but consuming an adult's ability to be a focused, industrious member of society. Even those who have never worried about having enough food experience the ripple effects of hunger, which seeps into our communities and erodes our state's economy.

Community resources like the Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, exist to ensure that families and individuals can purchase groceries, with the average benefit being about $1.40 per meal, per person.

Funding for SNAP comes from the USDA, but the administrative costs are split between local, state, and federal governments. Yet, the lack of investment in a strong, effective SNAP program impedes Colorado's progress in becoming the healthiest state in the nation and providing a better, brighter future for all. Indeed, Colorado ranks 44th in the nation for access to SNAP and lost out on more than $261 million in grocery sales due to a large access gap in SNAP enrollment.

See the Food Assistance (SNAP) Benefit Calculator to get an estimate of your eligibility for food benefits.

FOOD SECURITY:
SPECIAL SUPPLEMENTAL NUTRITION PROGRAM FOR WOMEN, INFANTS AND CHILDREN (WIC)

Every child deserves the nutritional resources needed to get a healthy start on life both inside and outside the mother's womb. In particular, good nutrition and health care is critical for establishing a strong foundation that could affect a child's future physical and mental health, academic achievement and economic productivity. Likewise, the inability to access good nutrition and health care endangers the very integrity of that foundation.

The Special Supplemental Nutrition Program for Women, Infants and Children (WIC) provides federal grants to states for supplemental foods, health care referrals, and nutrition information for low-income pregnant, breastfeeding and non-breastfeeding postpartum women and to infants and children up to age five who are found to be at nutritional risk.

Research has shown that WIC has played an important role in improving birth outcomes and containing health care costs, resulting in longer pregnancies, fewer infant deaths, a greater likelihood of receiving prenatal care, improved infant-feeding practices, and immunization rates

Financial Security:
Colorado Works

In building a foundation for self-sufficiency, some Colorado families need some extra tools to ensure they can weather challenging financial circumstances and obtain basic resources to help them and their communities reach their potential.

Colorado Works is Colorado's Temporary Assistance for Needy Families (TANF) program and provides public assistance to families in need. The Colorado Works program is designed to assist participants in becoming self-sufficient by strengthening the economic and social stability of families. The program provides monthly cash assistance and support services to eligible Colorado families.

The program is primarily funded by a federal block grant to the state. Counties also contribute about 20% of the cost.

EARLY LEARNING:
COLORADO CHILD CARE ASSISTANCE PROGRAM (CCCAP)

Child care is a must for working families. Along with ensuring that parents can work or obtain job skills training to improve their families' economic security, studies show that quality child care improves children's academic performance, career development and health outcomes.

Yet despite these proven benefits, low-income families often struggle with the cost of child care. Colorado ranks among the top 10 most expensive states in the country for center-based child care. For families with an infant, full-time enrollment at a child care center cost an average of $15,140 a year-or about three-quarters of the total income of a family of three living at the Federal Poverty Level (FPL).

The Colorado Child Care Assistance Program (CCCAP) provides child care assistance to parents who are working, searching for employment or participating in training, and parents who are enrolled in the Colorado Works Program and need child care services to support their efforts toward self-sufficiency. Most of the money for CCCAP comes from the federal Child Care and Development Fund. Each county can set their own income eligibility limit as long as it is at or above 165% of the federal poverty level and does not exceed 85% of area median income.

Unfortunately, while the need is growing, only an estimated one-quarter of all eligible children in the state are served by CCCAP. Low reimbursement rates have also resulted in fewer providers willing to accept CCCAP subsidies.