CFPB Proposes Prohibiting Inclusion of Medical Debt on Consumer’s Credit Reports
On August 10, 2023, CCLP celebrated our 25th anniversary, bringing friends new and old to the Carriage House at the Governor's Residence.
Katie Wallat, CCLP’s Senior Attorney, provided testimony at the August 11, 2023, meeting of the Medical Services Board.
HB23-1126 provides first-in-the-nation protections for Coloradans with medical debt.
Q&A: CCLP Attorney Allison Neswood
Families USA’s 2021 Coverage Health Advocate of the Year during the organization’s Health Action Conference has recognized a Colorado Center on Law and Policy (CCLP) attorney and advocate, Allison Neswood, Esq.
In bestowing the honor, Families USA cited Allison’s work at CCLP as “exemplary efforts championing innovative routes to better health and health coverage, particularly for Coloradans facing inequities in our system.”
With the conference kicking off this week, Allison discussed the award, her role at CCLP and how the organization is working with its partners to advance health equity in Colorado.
Question: How would you describe your work at CCLP?
Allison Neswood: My work at CCLP is focused on access to quality health care and health equity. I work on a range of issues from addressing cost and other barriers to health coverage and hospital care; to ensuring that people targeted by racism have a say in how our nonprofit hospitals invest in community health; to improving access to public programs — including for immigrants and their families. I’ve also gained expertise in hospital financing and the use of provider payments to drive improvements in health equity through my seat on the Colorado Healthcare Affordability and Sustainability Enterprise Board and as a Fellow in Families USA’s new Health Equity in Health System Transformation Academy.
As an attorney, a lot of my work is on the enforcement side. This involves engaging in rule-making and other administrative processes to ensure that health care programs – especially Medicaid – meet the needs and legal rights of the eligible population in Colorado. I also work on state legislation to improve how health care and health-supporting systems work for people in Colorado who are struggling to make ends meet.
Question: Your promotion to Deputy Director of Strategic Priorities was in part to recognize and formalize your leadership on equity at CCLP. Can you talk about the role and what equity work means to you?
AN: As a Navajo woman, our equity work at CCLP has always been very important to me. I have appreciated the space CCLP has given me to grow in this area and to develop an equity analysis for our work, in partnership with colleagues from CCLP and from several partner organizations, including through the Health Equity Advocacy Cohort, an eight-year, field-building project of The Colorado Trust.
Over several months last year, we revised CCLP’s mission, vision, and core values and went through a strategic planning process. One of our main goals was to incorporate a commitment to equity — and racial equity in particular — as central to economic and health justice. The Deputy Director position was created so I would have a leadership role in steering continued implementation of that commitment.
Specific implementation efforts have included creating an equity-centered decision tool to use when we are considering taking a position on a bill or taking up a new issue and developing a model for community-centered policy making, through which people impacted by poverty and discrimination will have a greater role in the development of the poverty agenda we advance at CCLP.
Equity work is complex and emotional work. One reason for this is that it involves disrupting deeply ingrained cultural beliefs and stories that reject the systemic nature of poverty and its disproportionate impact on people of color and, instead, attribute failure and success in our society solely to individual attributes like work ethic.
The truth — that we have created and maintain poverty and poor health outcomes in our communities using discriminatory policies propped up by bias and hate — is harder for many to reckon with and for people of color it is a reckoning that is long overdue. But it is an essential step towards justice and it is what Black, Indigenous and other communities of color deserve. I am deeply grateful to the people inside and outside CCLP who are joining me on this journey.
Question: Can you talk about the work Families USA is recognizing with this award?
AN: The award recognizes work that improves access to health coverage. CCLP focuses on this issue because affordable, comprehensive coverage promotes health by improving access to critical care and by increasing financial security. For people with low incomes, just having health insurance reduces rates of depression, eviction and bankruptcy.
The award from Families USA comes following legislative efforts we co-led in 2020 that will make state health insurance subsidies available to Coloradans regardless of their immigration status, and that will allow uninsured Coloradans to connect to health coverage through the income-tax filing process. I was proud to work with our partners on these efforts that will decrease the administrative burden of applying for coverage and improve affordability, especially for those who have been denied access to coverage thus far.
Question: What does it mean to you to receive this national recognition?
AN: I was very surprised to receive this award and deeply honored. The people of Families USA provide such valuable technical assistance to health care and health equity advocates across the country, and they are just so impressive.
Beyond that, I am immensely grateful to my colleagues both from CCLP and from a range of partner organizations that have helped me to grow and that have done this work alongside me. I can’t name everyone who deserves to be mentioned but Karla Gonzales Garcia, Erin Miller, Caitlin Westerson, Rayna Hetlage, Julie Reiskin, Christina Yebuah, and Bethany Pray have all played a particularly large role in my success as a health coverage advocate.
They have helped me to develop my expertise and advance policy, to sharpen my equity analysis, to have confidence in myself, and to seek strength and inspiration in the example of resilience set by our communities and by so many past and present leaders of color. In my view, this award also honors the mentors I’ve mentioned and those I haven’t who are fighting for social justice across our state.
Question: Any closing thoughts?
AN: I feel so much gratitude for CCLP and my CCLP colleagues. It has been nearly seven years since I started working at CCLP. Since then, I have leveraged CCLP’s network and reputation to grow my skills, to hone my voice, and to build my community in Colorado.
Beyond that, my colleagues help me to trust — and even sometimes find joy — in the struggle for economic and health justice. CCLP staff are skilled policy wonks, brave advocates, hard workers and sources of inspiration. They are committed to the notion that the work of building a more perfect union is not done until the slow violence of poverty is eradicated and everyone has a safe home, enough healthy food, quality health care, and savings to fall back on and to invest in their dreams. And they do the work too. However slow, however stressful, however frustratingly incremental, my colleagues do the work and inspire me to do the same.
Learn more about CCLP and the Families USA award in this news release.